January 4, 2014
There are no Public Records on your credit report at this time.
For those with me from the beginning. I started this journal at the beginning of the end of a bad marriage. We were in the process of filing bankruptcy due to huge medical bills due to John's excessive RSV hospitalizations ( 4 from age 2 to 4 with at least 2 PICU 7 day stays). Jacob had broken his leg playing soccer and was in a body cast for 3 months. I was working from home.
Jason, the FOY [father of the year], was in the process of quitting and getting laid off multiple times ... Our Van was repossessed. It was a humiliating time for me. I called the police station to report the van being stolen and they let me know that it had not been stolen. 10 years has past and today I checked my credit report and the line above was what was listed.
I qualified for a Southwest Rapid Rewards Card for flying mileage. Wow. I cannot begin to explain the journey this has been. Yes, I was able to purchase a home, the explorer @ 17.7APR, The van @ 10.0% APR and the fiat @ 2.9APR but that one damn rewards card was never within reach - NEVER. I don't need the credit card, I'm good being somewhat debt free but it's the principal, the status symbol that it says to me. I'm a good guy again.
10 Freaking years and it's like the bankruptcy never existed, except the scars on my soul.